How Nick and Naomi can retire at 55 while still maintaining financial freedom [Toronto Globe and Mail (Ontario, Canada)]
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Source: Toronto Globe and Mail
How Nick and Naomi can retire at 55 while still maintaining financial freedom Nick and Naomi on July 25, 2021. Tijana Martin/The Globe and Mail Nick and Naomi on July 25, 2021. Hard work, diligent saving and plain good luck have Nick and Naomi hoping financial independence will be within their reach soon. She earns about $163,000, plus substantial annual and long-term bonuses, working in sales. He earns about $86,000 plus bonus in information technology. Nick has a defined benefit pension plan that will pay about $35,000 a year at age 65. “My husband is 47 and I’m 46,” Naomi writes in an e-mail. They have two children, ages 12 and 10. “We are very fortunate that we bought our forever home in 2006, when prices were still reasonable,” Naomi writes. “We paid off our mortgage in 2014 by doubling up each mortgage payment and making once a year lump-sum payments,” she adds. They’ve been saving and investing ever since, and dreaming of financial freedom. “I’d love to know if we are on trac
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