The big banks have started hiking fixed mortgage rates, but home buyers don’t need to panic [Toronto Globe and Mail (Ontario, Canada)]
Bank Nova Scotia Halifax Pfd 3 Ordinary Shares (BNS)
Last bank nova scotia halifax pfd 3 ordinary shares earnings: 2/25 05:30 am
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Source: Toronto Globe and Mail
Robert McLister Special to The Globe and Mail Published October 12, 2018 Updated October 12, 2018 Fixed mortgage rates are hitting multiyear highs. But so far, qualifying for a mortgage isn’t getting much harder. For roughly nine in 10 mortgage borrowers, mortgage approval depends on passing the government’s “ stress test .” As of this moment, that means applicants must prove they can afford a rate of at least 5.34 per cent (a.k.a. the “ mortgage qualifying rate ” or “MQR”). Despite a surge in bond yields, which typically lifts fixed mortgage rates, most banks have held their posted five-year fixed rates at 5.34 per cent. But on Friday morning we saw the first big bank break ranks in five months. Bank of Nova Scotia hiked its posted five-year fixed rate by 10 basis points to 5.44 per cent. Story continues below advertisement For the MQR to ris
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BNS
Earnings
- 2/27/24 - Beat
BNS
Sec Filings
- 4/18/24 - Form 424B2
- 4/17/24 - Form 424B2
- 4/17/24 - Form 424B2
- BNS's page on the SEC website