Outside the Box: Millennials shouldn’t need the ‘Bank of Mom & Dad’ in order to buy a house [MarketWatch]
Citigroup, Inc. (C)
Last citigroup, inc. earnings: 4/15 08:00 am
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Source: MarketWatch
Opinion: Millennials shouldn’t need the ‘Bank of Mom & Dad’ in order to buy a house I’m surrounded by millennials. I work with them, I learn from them, and I’m even the parent of one. The housing specialty firm I lead employs many of these talented young Americans. And increasingly, millennials make up a bigger share of home buyers. Wanting to know what’s on the mind of our millennial customers , I checked with our loan consultants around the country who speak to them on a regular basis. But there can be a difference between sentiment and purchase, and between thinking and doing. So our market intelligence team analyzed the home purchasing activity of our millennial customers. Here are three noteworthy findings: 1. Millennials largely depend on the “Bank of Mom & Dad”: That is, they rely on their parents to help provide capital for the down payment and sometimes even ongoing mortgage payments. This trend is more pronounced among our customers on the West Coast. Over 50% of first-time
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