These Obsessives Have Cracked the Perfect Credit Score [Bloomberg Business News]
Fair Isaac Corproation (FICO)
Last fair isaac corproation earnings: 4/29 04:15 pm
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Source: Bloomberg Business News
It took Stan Kelman three years of monitoring and tinkering to muscle his wife’s credit score to a perfect 850. “It’s a personal achievement,” says the 44-year-old business analyst and data scientist. “I’m very proud of it.” Anna, his wife, let him direct the strategy for managing her accounts—whether to apply for new credit, when to ask for higher limits, how much of those limits to draw on. Her husband, a self-described credit card-obsessive, was also working on his own record. Six months ago, when some big credit blemishes finally dropped off his report, his score reached as high as 842. Within a year, Kelman thinks he can reach 850, too. Some 200 million U.S. consumers have FICO credit scores, while just under 3 million, or about 1.4 percent, have perfect 850s. That’s according to Fair Isaac Corp., the company behind the 28-year-old scoring model used by lenders to predict whether you will pay back a loan. But over the years the number has become much more than that—
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FICO
Earnings
- 1/25/24 - Beat
FICO
Sec Filings
- 4/18/24 - Form 4
- 3/21/24 - Form 4
- 3/8/24 - Form 4
- FICO's page on the SEC website