JPMorgan, others reportedly discuss issuing credit cards to people with no credit scores [CNBC]
JP Morgan Chase & Co. (JPM)
Last jp morgan chase & co. earnings: 4/14 06:43 am
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Source: CNBC
The plan will factor in information from applicants’ checking or savings accounts at other financial institutions to increase their chances of approval for getting credit cards. In this article JPMorgan Chase, Wells Fargo, U.S. Bancorp and other banks plan to share data on customers’ deposit accounts to extend credit to people who have traditionally been barred from getting them, The Wall Street Journal reported. The plan, part of a government-backed initiative, will factor in information from applicants’ checking or savings accounts at other financial institutions to increase their chances of approval for getting credit cards, the report said on Thursday, citing people familiar with the matter. The move is aimed at customers who do not have credit scores but are financially responsible, the report said, adding that the lenders would consider applicants’ account balances over time and their overdraft histories. The banks did not immediately respond to Reuters’ requests for commen
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