'Fintechs' sound cautious note on offer of U.S. bank charter [Reuters]
LendingClub Corporation (LC)
Last lendingclub corporation earnings: 2/18 04:06 pm
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Source: Reuters
'Fintechs' sound cautious note on offer of U.S. bank charter | Reuters 4 Min Read WASHINGTON, Aug 14 (Reuters) - Financial technology companies that lend online are sounding a cautious note on a U.S. banking regulator’s plan to offer them special federal charters because of concerns over legal challenges and requirements that are more onerous than expected. The Office of the Comptroller of the Currency said last month it would accept applications for banking licenses from the likes of LendingClub and OnDeck Capital Inc, online lenders that do business outside the traditional banking system. They then could operate nationwide under one banking license rather than a patchwork of state-specific regulations. Fintech executives lobbied for the license and applauded the OCC’s decision, but they are not immediately rushing in, they told Reuters. “You’re going to have a bunch of lenders sitting around waiting. ‘I’m not going to go first, you go first,’” said Brock Blake, chief executive of Le
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LC
Earnings
- 1/30/24 - Beat
LC
Sec Filings
- 4/11/24 - Form PRE
- 3/25/24 - Form 4
- 3/25/24 - Form 4
- LC's page on the SEC website