One simple way to avoid financial disaster, according to this New York bankruptcy judge [MarketWatch]
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Source: MarketWatch
One simple way to avoid financial disaster, according to this New York bankruptcy judge The people drowning in debt are usually scared when they come into Bankruptcy Court. On the 26th day of the government shutdown, many federal workers who are already under financial stress are understandably wondering whether bankruptcy is the only option . They’ve likely never been in a courtroom before, and the road to this point hasn’t been pleasant. It could have been one major blow — like a lost job or an accident — or even a slow descent with bills and bill collectors calls piling up. After 12 years serving as a bankruptcy judge, the Hon. Margaret Cangilos-Ruiz, the chief judge for New York’s Northern District Bankruptcy Court has seen it all. She recently took some time from her case docket to share her insights with MarketWatch on how people can avoid ever setting foot in her courtroom. Some consumer bankruptcies are precipitated by events beyond someone’s control, but a number are entirely
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