Outside the Box: 10 ways to save a lot of money — even if you’re not a high earner [MarketWatch]
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Source: MarketWatch
Opinion: 10 ways to save a lot of money — even if you’re not a high earner If you read a lot about how to save money, you may believe that the biggest scourge threatening your financial goals are subscription boxes, latte consumption and envy of the Joneses. Having worked within personal finance with people with modest incomes for nearly 20 years, I have learned that there are even bigger threats looking to sabotage your goals. It is possible to build wealth with a modest income but it takes a bit more planning and time than a high-income earner. Lower earners need to be as efficient as possible, use a bit of creativity, and avoid these 10 common mistakes to become wealthy. High-income earners make these mistakes also — and they should be avoided by all. One of the biggest mistakes people with modest incomes make is not creating an income tax plan and tax budget. The common misconception is that tax planning is only for the “wealthy”. However tax planning when you have a modest income
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