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Buying Your First Home? Save, and Save Some More [The New York Times]

New York Times Company (The) (NYT) 
Last new york times company (the) earnings: 2/6 07:00 am Check Earnings Report
Buying Your First Home? Save, and Save Some More - The New York Times One couple in Queens pulled thousands out of their retirement savings. The parents of a Manhattan couple offered up their home equity line of credit. And a mother on Long Island chose to work seven days a week. As housing prices continue to outpace wage growth “People will go to extreme measures to buy here,” said Jason Haber, a broker at Warburg Realty, a luxury agency in Manhattan. There are the cutbacks. Eating out? Nope. Shopping? Definitely not. Student loan debt needs to be paid down first or refinanced. Sometimes a couple will set aside one person’s entire income for the down payment, Mr. Haber said. Other buyers can manage it only with multiple gifts from family members. “It’s almost like a GoFundMe,” he said. According to an analysis by Social Explorer Many are well-educated, six-figure earners: 21 percent of first-time homeowners in City surveyed by the census in 2013 had earned a master’s degree or highe Show less Read more
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