A.M. Best Affirms Credit Ratings of Spirit Insurance Company and Radius Insurance Company
Phillips 66 (PSX)
Last phillips 66 earnings: 5/1 07:00 am
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Company Research
Source: Business Wire
OLDWICK, N.J.--(BUSINESS WIRE)-- A.M. Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a” of Spirit Insurance Company (Spirit) (Burlington, VT) and Radius Insurance Company (Radius) (Cayman Islands). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect Spirit and Radius’ balance sheet strength, which A.M. Best categorizes as very strong, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management. The balance sheet strength is supported by risk-adjusted capitalization being at the strongest level, as measured by Best’s Capital Adequacy Ratio (BCAR), consistently favorable loss development and high liquidity. Business is written separately by Spirit and Radius, and each company has a history of strong underwriting results and operating returns, with most r
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