Easy to Use, Mobile Payment Apps Are Also Easy to Misuse [The New York Times]
PayPal Holdings, Inc. (PYPL)
Last paypal holdings, inc. earnings: 1/29 04:15 pm
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Source: The New York Times
The use of mobile payment services has surged — along with worries about financial risks.Services like Venmo and Zelle let people pay others or receive payments almost instantly, with a few taps on their phone. To use them, you typically download the app and link it to a bank account or credit card. Well over half of Americans use the payment tools, according to a 2022 survey by Consumer Reports.But while they’re fast and easy, the apps can have serious drawbacks. Users can lose money if they accidentally pay the wrong person, mis-type a dollar amount or succumb to afraud or a scamUsers are mostly on their own in those situations because payment apps fall into a regulatory “gray area” and lack the robust loss protections of credit and debit cards, said Delicia Hand, director of financial fairness with Consumer Reports. “It’s kind of a user-beware situation,” she said.Inan analysisThe report said the apps also wouldn’t compensate clients if a criminal tricked them into sending money —
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PYPL
Earnings
- 2/7/24 - Beat
PYPL
Sec Filings
- 4/17/24 - Form PX14A6G
- 4/16/24 - Form 4
- 4/16/24 - Form 4
- PYPL's page on the SEC website