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Should the Average American Invest in Stocks? [The Motley Fool]

BANKRATE (RATE)  More Company Research Source: The Motley Fool
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PDF The short answer is "yes," but there's a lot more you should know. Stocks are by far the best way for the average American to build wealth over the long run. However, there are thousands of equities to choose from, so it can be difficult to decide where to start. There are two main ways to get exposure to stocks in your portfolio: You can invest in individual stocks, or you can own them indirectly through mutual funds or ETFs . Let's go over why you need stocks in your long-term investment portfolio and how to choose the best investing approach for you. Stocks are the best long-term investment for Americans of all ages. Image source: Getty Images. Most Americans don't own stocks As I wrote in an article last year , more than half of Americans aren't invested in the stock market at all -- not even through an employer's retirement plan. In the Bankrate survey that produced this finding, these were some of the most common reasons respondents said they didn't [Read more]

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