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Florida Lawmakers Propose Changing Tax Code To Give Homeowners Insurance Premium Relief [Yahoo! Finance]
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The bill, known as "The Flood Insurance Relief Act," would change the Internal Revenue Code of 1986 by giving homeowners what's known as an "above the line" deduction for their insurance premiums. An "above the line" deduction would allow homeowners to deduct the cost of their insurance premiums from their gross income instead of their take-home pay, a move that would result in significant savings. In a news release explaining the motivation behind the bill, Rep. Donalds and Sen. Scott contend that it would provide ‘much-needed tax relief for National Flood Insurance Program (NFIP) and private insurance policyholders across Southwest Florida, the Sunshine State, and the nation.' It has the potential to be an important piece of legislation because Florida's home insurance crisis is rapidly spreading beyond its borders and becoming a national issue. With that said, the situation in Florida is particularly dire. Florida's insurance industry has been battered by a series of rapid-fire
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