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Tackling Debt: How I Mastered Dave Ramsey's Snowball Method [Yahoo! Finance]
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find success at the end of the tunnel — that is, until I learned about the second step in Dave Ramsey's debt management plan Read Next: This Is the One Type of Debt That ‘Terrifies' Dave Ramsey Try This: How To Get $340 Per Year in Cash Back on Gas and Other Things You Already Buy The meat of Ramsey's “ Baby Steps ” strategy is neatly packaged into the second stage of his program: The Debt Snowball. Not only does this baby step make the thought of lowering my debt seem fun and interesting, the snowball process is also practical and — most importantly — simple. Before I decided to apply my debt reduction efforts using the Dave Ramsey plan, I did what a lot of other Americans who could count to ten did — I sought to pay down my debt by attacking the balance with the highest interest rate first. My justification was that, in the long run, I'd save myself hundreds of dollars — if not thousands — by avoiding the worst finance charges. For example, I tried paying down my $9,000 st
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