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Why Rachel Cruze Isn't a Fan of the 50/30/20 Budget Rule [Yahoo! Finance]
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Read Next: 5 Unnecessary Bills You Should Stop Paying in 2024 Check Out: 5 Genius Things All Wealthy People Do With Their Money However, money expert Rachel Cruze says the 50/30/20 budget is no longer the right fit for most Americans . She recommends an alternative strategy called the zero-based budget. Here's why. Sponsored: Credit card debt keeping you up at night? Find out if you can reduce your debt with these 3 steps Why Rachel Cruze Dislikes the 50/30/20 Budget Cruze says the 50/30/20 budget has some benefits. It helps make budgeting a habit and gets people into the routine of saving money. But there are three key cons to the 50/30/20 budget that Cruze says make it the wrong fit for most Americans, as outlined on Ramsey Solutions Be Aware: 10 Expenses Most Likely To Drain Your Checking Account Each Month It's Not Flexible The first problem that Cruze has with the budget is its locked-in percentages. No matter where you are in life, the budget always says to allo
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