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Stock impact report

How to buy a home without a mega down payment [CNN]

Solidion Technology, Inc. (STI) 
Last solidion technology, inc. earnings: 10/17 06:00 am Check Earnings Report
Company Research Source: CNN
How to buy a home without a mega down payment For cash-strapped Millennials, saving for a down payment on a home can be downright daunting. If a traditional 20% down payment sounds out of reach, you'll be happy to know that some mortgages will allow you to put down as little as 3.5% of your home's purchase price. But there's a catch. Putting down less means you're borrowing more -- and will have to pay interest on that entire loan. You're also on the hook for extra fees on top of all the regular expenses that come with home ownership. Here's how to decide if down payment assistance is right for you. Step 1: Understand the challenges Making a down payment of less than 20% will result in higher monthly payments. That's because you'll need to pay for special mortgage insurance to protect your lender in the event that you can't afford your loan. Private mortgage insurance typically costs between 0.5% to 1% of the loan, depending on your credit score. Your premium will end once you rea Show less Read more
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