Refinances Remain Steady in Last Quarter of 2017 According to December Ellie Mae Millennial Tracker™
ELLIE MAE (ELLI)
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Source: Business Wire
PLEASANTON, Calif.--(BUSINESS WIRE)-- Refinances among Millennial borrowers regained their popularity in the fourth quarter of 2017, according to the latest Ellie Mae Millennial Tracker™. December was the third straight month refinances accounted for 15 percent of all closed loans for Millennial borrowers – the highest percentage of refinances for this demographic since February 2017’s annual high of 17 percent. The percentage of closed purchase loans remained at 84 percent, decreasing from June 2017’s peak of 90 percent. Specifically, the percentage of Conventional refinances remained at 19 percent, holding steady since October, while FHA refinance loans stayed at six percent from the month prior. The percentage of Conventional purchase and FHA purchase loans also remained the same from November to December at 80 and 94 percent, respectively. “With seasonality and low inventory levels at the end
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