Are You Saving Enough To Be In The Top 3% Of Retirees? Here's How Much You Need [Yahoo! Finance]
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Source: Yahoo! Finance
For those aiming high, being in the top 3% of retirees in terms of savings enhances comfort and offers greater financial freedom. Using data from the Federal Reserve's Survey of Consumer Finances, a 2024 survey by the Employee Benefit Research Institute, reveals that individuals with over $1 million in retirement accounts rank in the top 3% of retirees. Only 3.2% of retirees have surpassed the $1 million mark, and just 0.1% boast over $5 million. Don't Miss: 82% of Americans aren't using this government secured 5% passive income stream , are you one of them? Can you guess how many Americans successfully retire with $1,000,000 saved? The percentage may shock you The mean net worth of the average U.S. household was about $1.06 million in 2022 , according to the Federal Reserve. This figure includes assets such as nonretirement investments and real estate, which can significantly aid retirement finances, suggesting many might be better prepared than the average savings indicate
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