Should You Begin Collecting Social Security At 62, 67 Or 70? — The Right Answer May Depend On Your 'Break-Even Point' Or Life Expectancy [Yahoo! Finance]
Apple Inc. (AAPL)
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Source: Yahoo! Finance
Some advocate taking the money and running at 62, the earliest possible age. Others preach the virtues of patience, advising to wait until 70 to maximize those monthly checks. In the middle, are the pragmatists who split the difference, filing for their full retirement benefits at age 67 (or 66 for those born before 1960). Each camp has fervent supporters, armed with calculators, life expectancy charts and tales of financial freedom or destitution to plead their case. Don't Miss: The average American couple has saved this much money for retirement — How do you compare Can you guess how many Americans successfully retire with $1,000,000 saved? The percentage may shock you Crunching The Numbers: A Breakeven Analysis For each year you delay claiming Social Security beyond your full retirement age, your monthly benefit increases by about 8% until age 70. So if your full retirement age benefit is $2,000 per month, waiting until 70 boosts that to $2,640 — a 32% raise. You'll m
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