What is the HELOC interest rate forecast for 2026? [CBS News]
Automatic Data Processing, Inc. (ADP)
Last automatic data processing, inc. earnings: 4/29 06:56 am
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Source: CBS News
June, the same rates now sit just below 8% , according to Bankrate data. That drop has been largely due to the Federal Reserve rate cuts that have occurred since September 2024. At today's lower rates, you could save thousands of dollars in interest on a typical HELOC compared to what borrowers faced in mid-2024. And, as 2025 comes to a close, it's a good time to consider whether a HELOC is the right borrowing option to cover your major expenses next year, whether that's to renovate your home, consolidate debt or achieve another goal . But whether you should take that HELOC out now or later will likely come down to what you think will happen with home equity rates next year. So, will HELOC rates continue to fall, or is it more likely they'll hold steady or even rise in 2026? Compare your home equity borrowing options online now What is the HELOC interest rate forecast for 2026? We'll explore the possible scenarios that could occur for HELOC rates in 2026 below. What needs to
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