When Actuaries See The Future: Climate Risk, Insurance, And Your Wallet [Forbes]
Allstate Corporation (The) (ALL)
Last allstate corporation (the) earnings: 2/4 06:08 pm
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Source: Forbes
Even phrases like “one-in-100-year flood” sound like a once-in-a-lifetime fluke, something most people will never experience. In reality, it means there is a one percent chance of that level of flooding in any given year. Those odds don't reset with time, and they actually add up. Over the 30 years of a typical mortgage, even in a stable climate, the chance of experiencing at least one such flood is about 25 percent. That's not a remote possibility. It's a real, cumulative risk. Scientists have spent decades translating climate change into charts and forecasts , yet its effects still feel remote to many people. That's because climate change unfolds over long time horizons, years and decades rather than days or months. Actuaries are one of the few professions trained to think through these longer timelines. Their job is to turn uncertain future hazards into present-day numbers, which include insurance premiums, capital reserves, and risk pools. In doing so, an actuary assigns dollar
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ALL
Earnings
- 11/5/25 - Beat
ALL
Sec Filings
- 1/15/26 - Form 8-K
- 1/13/26 - Form 4
- 1/8/26 - Form 4
- ALL's page on the SEC website