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Stock impact report

COF's Card Business Fuels Long-Term Growth: Should You Buy the Stock? [Yahoo! Finance]

Ally Financial Inc. (ALLY) 
Last ally financial inc. earnings: 4/20 07:30 am Check Earnings Report
US:NYSE Investor Relations: ally.com/about/investor
Company Research Source: Yahoo! Finance
and strong brand presence in the U.S. consumer finance market. Credit cards have been central to COF's business model and remain its largest revenue source. Historically, the credit card segment accounted for more than 70% of COF's revenues, driven by net interest income (NII) from revolving balances and interchange/fee income on card spending. While in May 2024, the company ended its card partnership with Walmart, its 2017 acquisition of Cabela's Incorporated's credit card operations bodes well. Moreover, post the Discover Financial acquisition (closed May 2025), Capital One became one of the largest U.S. credit card issuers by balances, significantly boosting scale and revenues. In 2025, the credit card segment's net revenues witnessed a year-over-year rise of 40.5%. Loans held for investment within the segment increased 72% year over year, while purchase volumes improved 27%. Despite an intensely competitive environment, strong growth opportunities in card loans and purchase vo Show less Read more
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