The unfortunate truth about maxing out your 401(k) [USA TODAY]
Amazon.com, Inc. (AMZN)
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Source: USA TODAY
Selena Maranjian | The Motley Fool Millions of us have , sponsored by our employers or former employers. And hundreds of thousands, if not millions, of us actually have accounts worth $1 million or more. That's not the norm — millionaire accounts only made up about 1.8% of 401(k) accounts administered by Fidelity, for example. But Fidelity's recent 422,000 millionaire 401(k) accounts do show us Despite that, though, there's an unfortunate truth about 401(k) accounts: They may not be your best path to Upsides and downsides to 401(k) accounts 401(k) accounts, which debuted in 1980, have some fantastic features — but they're not perfect. Here are some of their pros and cons. Advantages of 401(k) accounts: They sport hefty . In 2024, the contribution limit is $23,000 (up from $22,500 for 2023), plus an additional $7,500 "catch-up" contribution for those 50 or older. ( , meanwhile, is $7,000, plus a $1,000 catch-up contribution.) Your account gets automatically funded from
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AMZN
Earnings
- 4/30/24 - Beat
AMZN
Sec Filings
- 5/3/24 - Form 4
- 5/3/24 - Form DEFA14A
- 5/3/24 - Form 8-K
- AMZN's page on the SEC website