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0.000266927662603445 0.000355903550137968 0 -1.06771065041125E-05 -0.000889758875344731 -0.00142361420055162 -0.0012456624254827 -0.00275825251356884
Stock impact report

Bank of America: The NII Trough May Be A Turning Point [Seeking Alpha]

Bank of America Corporation (BAC) 
Last bank of america corporation earnings: 4/15 06:45 am Check Earnings Report
US:NYSE Investor Relations: investor.bankofamerica.com
Company Research Source: Seeking Alpha
BAC's Q3 showed strong operating leverage, 31% YoY EPS growth, and robust credit quality despite a slight uptick in charge-offs. Credit is watchable but not broken: charge-offs rose to 3.72% in November, yet stabilized near 3.5%; meanwhile, IB fees +43% and trading +12% support diversification. An underappreciated catalyst for BAC is G-SIB recalibration: scores inflated by nominal growth since 2012; a reset plus Basel III could unlock excess capital and accelerate buybacks. AI efficiency is another upside: "11,000 FTE" equivalent productivity and Copilot rollout may lift margins without headcount; my $64.43 target implies ~16.7% total return. asbe/iStock via Getty Images Bank of America's Potential For 2026 Looks Solid So far, I've written only 2 articles about Bank of America Corporation ( BAC ) ("BoA"), and the latest one was published in February 2025 with More on my IG service Hold On! Can't find the equity research you've been looking for? Now you can get acces Show less Read more
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