BayFirst Financial Corp. Reports Fourth Quarter 2025 Results; Capital Ratios Show Notable Improvement
BayFirst Financial Corp. (BAFN)
Company Research
Source: GlobeNewswire
ST. PETERSBURG, Fla., Jan. 29, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported a net loss of $2.5 million, or $0.69 per common share and diluted common share, for the fourth quarter of 2025, compared to a net loss of $18.9 million, or $4.66 per common share and diluted common share, in the third quarter of 2025. “We made continued progress on our restructuring efforts in the fourth quarter, resulting in notably higher capital ratios compared to the prior quarter end,” stated Thomas G. Zernick, Chief Executive Officer. “We closed on the sale of $96.6 million in loans to Banesco USA as of year-end, marking a critical milestone in our strategic plan to derisk our loan portfolio. As we previously announced, we exited the SBA 7(a) lending business in the fourth quarter, and Banesco USA has assumed servicing of loans included in the sale and has been engaged as subservicer on th
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BAFN
News
- BayFirst Financial Corp. (BAFN) Q4 2025 Earnings Call Transcript [Seeking Alpha]Seeking Alpha
- BayFirst Announces Fourth Quarter 2025 Conference Call and Webcast [Yahoo! Finance]Yahoo! Finance
- BayFirst Announces Fourth Quarter 2025 Conference Call and WebcastGlobeNewswire
- BayFirst Financial Corp. Closes $94.6 Million Loan Sale to Banesco USA [Yahoo! Finance]Yahoo! Finance
- BayFirst Financial Corp. Closes $94.6 Million Loan Sale to Banesco USAGlobeNewswire
BAFN
Sec Filings
- 1/29/26 - Form 8-K
- 1/6/26 - Form 8-K
- 12/31/25 - Form 8-K
- BAFN's page on the SEC website