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-0.000833564879133124 -0.000277854959710976 -0.000555709919422148 -0.000833564879133124 -0.00805779383161987 -0.0111141983884412 -0.0111141983884412 -0.0111141983884412
Stock impact report

Buy Now, Pay Later or Credit Card: Which Option Is Better for Your Finances? [Yahoo! Finance]

Bread Financial Holdings, Inc. (BFH) 
Company Research Source: Yahoo! Finance
Primarily, the top two are to pay with a credit card or use buy now, pay later (BNPL) services — such as Affirm or Klarna — which more and more retailers are accepting. Read Next: 30 Scam Phone Numbers To Block and Area Codes To Avoid Learn More: 6 Genius Things All Wealthy People Do With Their Money BNPL is essentially a short-term loan that enables you to buy what you need at cooperating businesses with only a “soft” credit check. Credit cards, on the other hand, require an application, a hard credit check, and typically charge high interest rates (though some will offer an initial 0% APR to entice new users). Both forms of payment make it easy to buy things you can't afford, but is one better or worse for your finances? Here, experts will explain Sponsored: Credit card debt keeping you up at night? Find out if you can reduce your debt with these 3 steps Demand Is Growing for BNPL According to a recent report by Straits Research , BNPL service demand is growing, with a Show less Read more
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