Bread Financial (BFH) Q1 2026 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]
Bread Financial Holdings, Inc. (BFH)
Company Research
Source: Globe and Mail, The
President and Chief Executive Officer — Ralph Andretta Executive Vice President and Chief Financial Officer — Perry Beberman Need a quote from a Motley Fool analyst? Email pr@fool.com Takeaways Credit Sales -- $6.5 billion, up 7% year over year, primarily driven by new partner launches and increased spend among existing partners. Average Loans -- Increased 1% to $18.3 billion; end-of-period loans increased 2% to $18.1 billion, reflecting a positive inflection in loan growth. Direct-to-Consumer Deposits -- Rose 10% year over year to $8.7 billion, with average direct-to-consumer deposits comprising 48% of total funding, versus 43% the prior year. Total Revenue -- $48 million increase, or 5% growth year over year, attributable to pricing changes and lower interest expense, partially offset by lower billed late fees and higher retailer share arrangements. Net Income -- $181 million, with diluted EPS of $4.15, now reflecting preferred equity dividend impacts in calculation
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BFH
News
- Bread Financial Holdings Inc (BFH) Q1 2026 Earnings Call Highlights: Strong Growth Amid ... [Yahoo! Finance]Yahoo! Finance
- Bread Financial Q1 Earnings Call Highlights [Yahoo! Finance]Yahoo! Finance
- Bread Financial Holdings, Inc. (BFH) Q1 2026 Earnings Call Transcript [Seeking Alpha]Seeking Alpha
- Bread Financial outlines 2026 loan growth up low single digits while targeting 7.2%-7.4% net loss rate [Seeking Alpha]Seeking Alpha
- Bread Financial (BFH) Q1 2026 Earnings Transcript [Yahoo! Finance]Yahoo! Finance
BFH
Earnings
- 1/29/26 - Beat
BFH
Sec Filings
- 4/23/26 - Form 8-K
- 4/23/26 - Form 8-K
- 4/17/26 - Form 4
- BFH's page on the SEC website