Bread Financial Holdings Inc (BFH) Q4 2025 Earnings Call Highlights: Strong Financial ... [Yahoo! Finance]
Bread Financial Holdings, Inc. (BFH)
Company Research
Source: Yahoo! Finance
Adjusted Net Income: $95 million. Earnings Per Diluted Share: Tangible Book Value Per Common Share: $57.57, a 23% year-over-year increase. Return on Average Tangible Common Equity: 8% for the quarter, 20% for the full year. Credit Sales: $8.1 billion in Q4, a 2% year-over-year increase. Average Loans: $18.0 billion, a 1% decrease year-over-year. Revenue: Increased by $49 million or 5% in Q4. Total Non-Interest Expenses: Increased by $19 million or 4% in Q4. Net Interest Margin: 18.9% in Q4. Delinquency Rate: 5.8% in Q4, down 10 basis points year-over-year. Net Loss Rate: 7.4% in Q4, down 60 basis points year-over-year. Direct to Consumer Deposit Balances: Increased 11% year-over-year, representing 48% of Q4 average total funding. Capital Returned to Shareholders: $350 million in 2025, including $310 million in share repurchases. Common Stock Dividend Increase: 10% during Q4 2025. Preferred Shares Issued: $75 million in Q4. CET1 Ratio: 13.0% at the end of
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BFH
News
- Bread Financial to Participate in the Bank of America 2026 Financial Services ConferenceGlobeNewswire
- A Look At Bread Financial Holdings (BFH) Valuation After Recent Share Price Pullback And Long Term Gains [Yahoo! Finance]Yahoo! Finance
- Bread Financial Earnings Beat And Partnerships Support Long Term Thesis [Yahoo! Finance]Yahoo! Finance
- Bread Financial (NYSE:BFH) had its price target raised by analysts at Morgan Stanley from $62.00 to $68.00. They now have an "underweight" rating on the stock.MarketBeat
- Bread Financial (NYSE:BFH) had its "hold" rating reaffirmed by analysts at TD Cowen.MarketBeat
BFH
Earnings
- 1/29/26 - Beat
BFH
Sec Filings
- 1/29/26 - Form 8-K
- 1/29/26 - Form 8-K
- 1/20/26 - Form 4
- BFH's page on the SEC website