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Stock impact report

Blue Ridge, which erred with fintechs, exits consent order [Yahoo! Finance]

Blue Ridge Bankshares, Inc. (BRBS) 
Company Research Source: Yahoo! Finance
Expert quote : "We just threw BaaS out the door," said CEO Billy Beale. Forward look : The bank is now focused on a traditional community bank strategy, Beale said. Blue Ridge Bankshares in Richmond, Virginia, which became a poster child for what can go wrong when banks partner with fintechs, has been released from a 2024 consent order related to its failed foray into banking-as-a-service. The termination comes just shy of 23 months after the Office of the Comptroller of the Currency issued the enforcement action against the $2.5 billion-asset community bank. The January 2024 consent order said Blue Ridge was in "troubled condition" following its venture into BaaS. It identified certain "deficiencies" in Blue Ridge's anti-money-laundering compliance program. And it ordered the bank to ramp up its risk-management controls, improve its capital ratios and provide better oversight of its relationships with fintechs. In the months since then, Blue Ridge has taken swift action to Show less Read more
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