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Stock impact report

Bridgewater (BWB) Q2 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

Bridgewater Bancshares, Inc. (BWB) 
Last bridgewater bancshares, inc. earnings: 4/30 07:05 am Check Earnings Report
Chairman and Chief Executive Officer — Gerald John Baack President and Chief Financial Officer — Joseph M. Chybowski Chief Banking Officer — Nicholas L. Place Chief Credit Officer — Jeffrey D. Shellberg TAKEAWAYS Net Interest Margin -- Expanded 11 basis points sequentially to 2.62% due to continued loan repricing and stabilizing deposit costs. Net Interest Income -- Increased by $2.2 million during the quarter, supported by higher loan yields and loan fee uptick from increased payoffs. Fee Income -- Generated record noninterest income; swap fee income was $938,000 and investment advisory fees were over $200,000, both connected to new business initiatives and acquisitions. Loan Growth -- Total loans grew at a 12.5% annualized rate, exceeding management's full year expectations for mid- to high single-digit growth. Core Deposit Growth -- Deposits increased $74 million or 7% annualized; core deposits rose $16 million or 2% annualized, marking a period of consistent lin Show less Read more
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