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Stock impact report

Cathay (CATY) Q1 2026 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

Cathay General Bancorp (CATY) 
Last cathay general bancorp earnings: 4/27 04:30 pm Check Earnings Report
US:NASDAQ Investor Relations: cathaybank.com/cathay-general/home
Executive Vice President and Chief Financial Officer — Albert Wang Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Net Income -- $86.9 million, representing a 4% decline sequentially from the prior quarter due to lower noninterest income, partially offset by reduced noninterest expense. Diluted EPS -- $1.29, which would have been $0.02 lower excluding offsetting securities gains and impairments. Net Interest Margin (NIM) -- 3.43%, up 7 basis points sequentially, boosted by lower deposit costs and a securities portfolio repositioning. Net Interest Income (NII) -- $194 million, a decrease of $0.8 million from the previous quarter, explained by day count impact. Efficiency Ratio -- 40.4%, improving by 100 basis points quarter over quarter; adjusted efficiency ratio at 36.9%, down 1.5 percentage points. Book Value Per Share -- Increased by 2% compared to last quarter and 9% year over year. Loans -- Period-end loans of $20.2 billion, up 0.2% from the Show less Read more
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