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Stock impact report

Home BancShares outlines triple-accretive Tennessee entry and targets further M&A in 2026 [Seeking Alpha]

CB Financial Services, Inc. (CBFV) 
US:NASDAQ Investor Relations: communitybank.tv/investor-relations.htm
Company Research Source: Seeking Alpha
John Allison, Co-Founder, Chairman & CEO, opened by highlighting, “For the full year of 2025, the company earned a little over $475 million in net profit. That's an 18.2% increase over '24, and we ran a 2.05% ROA and a 41.29% efficiency ratio, had Quick Insights Management expects the acquisition to be triple accretive from day one, expanding into Tennessee with little to no immediate impact on net interest margin and promising benefits for shareholders from the outset. Loan growth was driven by strong pipelines, sizable and geographically consistent loans, particularly construction, and high production in Community Bank and CCFG. Risks include elevated payoffs shifting to 2026, ongoing credit issues, and industry-wide aggressive competitive behavior. Margins improved due to strong loan growth and discipline in pricing, with efficiency ratios below 40%. However, sustainability may be challenged by moderating loan growth due to paydowns and intense competition for loans. Rec Show less Read more
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