Short-term CD accounts vs. long-term CD accounts: Which will be better for 2026? [CBS News]
Community Bank System, Inc. (CBU)
Last community bank system, inc. earnings: 4/20 06:45 am
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Source: CBS News
In all, the Fed rate has dropped 1.75% since September 2024, which marked the first federal funds rate cut in four years . These cuts have been welcome news for those who've been waiting on the sidelines for more affordable borrowing options to emerge. However, a cooling rate environment isn't nearly as beneficial or as welcome for savers who've enjoyed the higher yields that came with elevated interest rates in recent years. Certificate of deposit accounts (CDs) , for example, no longer offer yields up to 6% , which was the case at one point. However, CD rates remain competitive and are still higher than what was available in 2020 and 2021. That means CD accounts are still worth opening. You can find CD yields that are expected to outpace inflation and provide a guaranteed rate of return on your savings. But in this rate environment, is it better to open a short- or long-term CD account? Which option stands to benefit you the most in 2026? Let's take a closer look at both scenari
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CBU
News
- Community Financial System (NYSE:CBU) was given a new $62.00 price target on by analysts at Piper Sandler.MarketBeat
- Have a CD account set to mature in 2026? Here's what experts recommend doing now. [CBS News]CBS News
- Community Financial System (NYSE:CBU) had its "hold (c+)" rating reaffirmed by analysts at <a style="font-weight:bold" href="https://weissratings.com/">Weiss Ratings</a>.MarketBeat
- Is your CD account maturing this December? Make these 3 moves now, experts say [CBS News]CBS News
- Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A. Branches in Allentown, Pennyslvania AreaBusiness Wire
CBU
Earnings
- 10/21/25 - Beat
CBU
Analyst Actions
- 10/23/25 - Keefe, Bruyette & Woods
CBU
Sec Filings
- 12/3/25 - Form 4
- 11/14/25 - Form 13F-HR
- 11/12/25 - Form 8-K
- CBU's page on the SEC website