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Stock impact report

Civista Bancshares Inc (CIVB) Q4 2025 Earnings Call Highlights: Strong Income Growth and ... [Yahoo! Finance]

Civista Bancshares, Inc. (CIVB) 
Last civista bancshares, inc. earnings: 4/24 08:30 am Check Earnings Report
US:NASDAQ Investor Relations: civb.com
Company Research Source: Yahoo! Finance
Net Income (Full Year 2025): $46.2 million or $2.64 per diluted share, compared to $31.7 million or $2.01 per diluted share in 2024. Net Interest Income (Q4 2025): $36.5 million, a 5.5% increase over the linked quarter and a 16% increase over Q4 2024. Net Interest Margin (Q4 2025): Expanded by 11 basis points to 3.69%. Return on Assets (ROA) (Q4 2025): 1.14%, excluding one-time expenses, 1.42%. Loan and Lease Portfolio Growth (Q4 2025): Grew by $68.7 million, an annualized growth rate of 8.7%. Noninterest Income (Q4 2025): Increased by $251,000 or 2.6% from the linked quarter and by $869,000 or 9.6% from Q4 2024. Noninterest Expense (Q4 2025): $27.6 million after adjusting for nonrecurring expenses. Efficiency Ratio (Q4 2025): Improved to 57.7% from 61.4% in the linked quarter and 68.3% in Q4 2024. Dividend Increase: Quarterly dividend increased to $0.18 per share, representing a $0.01 increase over the prior quarter. Loan-to-Deposit Ratio (Q4 2025): Allowance for Show less Read more
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