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Clover Health Investments Corp (CLOV) Q4 2025 Earnings Call Highlights: Record Membership ... [Yahoo! Finance]

Clover Health Investments, Corp. - Class A Common stock (CLOV) 
Company Research Source: Yahoo! Finance
This article first appeared on GuruFocus Adjusted EBITDA Profitability (2025): Achieved full year adjusted EBITDA profitability. Membership Growth (2025): Medicare Advantage membership increased 38% year over year to approximately 1,140,000 members. Insurance Revenue (Q4 2025): $486 million, an increase of 47% year over year. Total Revenue (2025): Increased 40% year over year. Consolidated Gross Profit (2025): $356 million. Insurance Segment BER (2025): 90.9%, an increase of 970 basis points year over year. Adjusted SG&A (Q4 2025): $98 million, with a 560 basis points improvement year over year. Adjusted EBITDA (2025): $22 million. Adjusted Net Income (2025): $20 million. Cash and Investments (Q4 2025): $320 million, including $122 million at the unregulated subsidiary level. Cash Flow from Operating Activities (2025): Used $67 million. 2026 Guidance - Membership Growth: Expected to average between 154,000 and 158,000, reflecting 46% growth year over year at t Show less Read more
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