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Stock impact report

3 Reasons CVBF is Risky and 1 Stock to Buy Instead [Yahoo! Finance]

CVB Financial Corporation (CVBF) 
Last cvb financial corporation earnings: 4/22 04:50 pm Check Earnings Report
Company Research Source: Yahoo! Finance
Is now the time to buy CVB Financial, or should you be careful about including it in your portfolio? Get the full breakdown from our expert analysts, it's free Why Do We Think CVB Financial Will Underperform? We're sitting this one out for now. Here are three reasons we avoid CVBF and a stock we'd rather own. 1. Long-Term Revenue Growth Disappoints From lending activities to service fees, most banks build their revenue model around two income sources. Interest rate spreads between loans and deposits create the first stream, with the second coming from charges on everything from basic bank accounts to complex investment banking transactions. Over the last five years, CVB Financial grew its revenue at a sluggish 2.3% compounded annual growth rate. This was below our standards. CVB Financial Quarterly Revenue 2. Net Interest Income Points to Soft Demand Our experience and research show the market cares primarily about a bank's net interest income growth as one-time fees Show less Read more
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