1.4M Canadians missed a credit payment in 2025 — here's who can still qualify for a balance transfer card Debt consolidation loans Secured credit cards Negotiating with your current lender...
Equifax, Inc. (EFX)
Last equifax, inc. earnings: 4/20 05:24 pm
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interest for 6 to 12 months and make real progress on repaying your debt. The catch is that they require good credit — and a significant share of Canadians are losing ground because of that. According to credit reporting agency Equifax Canada, close to 1.4 million Canadians missed at least one credit payment in the second quarter of 2025 (1). That number was 118,000 higher than the same period a year earlier, even as it dipped slightly from the first quarter. Over the same period, average non-mortgage debt per consumer rose to $22,147. The disconnect is clear: balance transfer cards are best suited to people carrying substantial credit card debt, but most of those cards require a credit score of 660 or higher to qualify. Miss a payment, forget to pay a bill, apply for too many credit lines or miss paying the minimum and that credit score threshold can feel out of reach quickly. If you're serious about getting out of debt, here's what the data means for your options. Don't Miss
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EFX
News
- Equifax (EFX) had its "buy" rating reaffirmed by UBS Group AG.MarketBeat
- Equifax (EFX) had its price target lowered by Morgan Stanley from $244.00 to $243.00. They now have an "overweight" rating on the stock.MarketBeat
- Equifax (EFX) had its price target lowered by Citigroup Inc. from $256.00 to $238.00. They now have a "buy" rating on the stock.MarketBeat
- Equifax (EFX) had its price target lowered by Wells Fargo & Company from $240.00 to $230.00. They now have an "overweight" rating on the stock.MarketBeat
- Equifax (EFX) had its price target raised by The Goldman Sachs Group, Inc. from $192.00 to $200.00. They now have a "neutral" rating on the stock.MarketBeat
EFX
Earnings
- 4/21/26 - Beat
EFX
Sec Filings
- 4/21/26 - Form 10-Q
- 4/21/26 - Form S-3ASR
- 4/21/26 - Form 8-K
- EFX's page on the SEC website