It's been five years since mortgage rates hit all-time lows, and no one is celebrating this anniversary [Yahoo! Finance Canada]
Equifax, Inc. (EFX)
Last equifax, inc. earnings: 4/20 05:24 pm
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Source: Yahoo! Finance Canada
About a million Canadians got the rate of a lifetime on a mortgage in 2021, but today find themselves married to homes that will cost them a lot more to carry over the next half-decade. Discounted mortgage rates are hard to track with certainty, but around this time half a decade ago five-year, fixed-rate mortgages were as close to zero per cent as you can get, with rates as low as 1.39 per cent being offered in February 2021, according to ratehub.ca. The discounted rate is closer to 3.84 per cent today. The mortgage renewal story has been playing out for the better part of two years, but Shawn Stillman, co-founder of Mortgage Outlet Inc., said he still has many clients with rates below 1.49 per cent who are facing significant increases. The biggest concern is the potential for mortgage defaults, as people just cannot afford higher payments. Kathy Catsiliras, vice-president of analytics consulting at Equifax Canada, said mortgage delinquencies, which include non-payment for 9
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EFX
News
- eClinical Solutions Appoints Lauren Whitsell as Chief Operating Officer and Venu Mallarapu as Chief Transformation and AI Officer [Yahoo! Finance]Yahoo! Finance
- Is Equifax Stock Underperforming the S&P 500? [Yahoo! Finance]Yahoo! Finance
- Credit stress builds for some SMBs as debt rises and bank delinquencies climb [Yahoo! Finance]Yahoo! Finance
- Credit stress builds for some SMBs as debt rises and bank delinquencies climbGlobeNewswire
- Canadian businesses split on credit stress as financial delinquencies rise [Wealth Professional (Canada)]Wealth Professional
EFX
Earnings
- 2/4/26 - Beat
EFX
Sec Filings
- 3/17/26 - Form 4
- 3/17/26 - Form 3
- 3/17/26 - Form PRE
- EFX's page on the SEC website