Younger borrowers push delinquency rates higher [Wealth Professional (Canada)]
Equifax, Inc. (EFX)
Last equifax, inc. earnings: 4/20 05:24 pm
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Source: Wealth Professional
A surge of 1.45 million missed credit payments in Q3 marked a renewed interruption in stabilisation trends, as reported by Equifax Canada's Q3 Market Pulse Quarterly Consumer Credit Trends and Insights. The report stated this figure was more than 46,000 higher than in Q2, signalling growing repayment stress ahead of the holiday spending period. According to the report, younger borrowers drove much of the pressure. Among consumers aged 26–35, the 90+ day non-mortgage delinquency rate reached 2.45 percent, a 20.51 percent rise year-over-year. People aged 18–25 recorded a 2.11 percent rate, up 16.58 percent from the previous year, and 1 in 20 Canadians aged 18–35 missed a payment during the quarter. Urban markets amplified this trend. Toronto's non-mortgage delinquency rate rose to 2.27 percent, up 19.58 percent year-over-year, as per the report. Vancouver increased to 1.27 percent, up 18.18 percent, while Ottawa reached 1.55 percent, up 17.61 percent. Edmonton and Halifax a
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EFX
News
- Equifax Survey Shows Government Caseworkers Optimistic on Efficiency, Identify Automation as a Key Priority for 2026PR Newswire
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- Equifax: Moving people forward at Equifax Canada [Globe and Mail, The (Toronto, Canada)]Globe and Mail, The
- Equifax Announces Participation in December Investor ConferencesPR Newswire
- Equifax Inc. (EFX): A Bull Case Theory [Yahoo! Finance]Yahoo! Finance
EFX
Earnings
- 10/21/25 - Beat
EFX
Sec Filings
- 11/21/25 - Form 4
- 11/20/25 - Form 144
- 11/18/25 - Form 4
- EFX's page on the SEC website