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Stock impact report

Enova (ENVA) Q1 2026 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

Enova International, Inc. (ENVA) 
Last enova international, inc. earnings: 4/28 04:16 pm Check Earnings Report
US:NYSE Investor Relations: ir.enova.com
Chief Financial Officer — Scott Cornelis Need a quote from a Motley Fool analyst? Email pr@fool.com Takeaways Originations -- $2.3 billion, up 33% year over year, with small business originations rising 42% to $1.7 billion and consumer originations up 10% to $559 million. Total receivables -- $5.3 billion portfolio, up 28% year over year, with small business receivables at $3.7 billion (39% growth) and consumer receivables at $1.6 billion (8% growth). Revenue -- $875 million, a record, up 17% year over year, comprised of $418 million from small business (37% growth) and $446 million from consumer (3% growth); component figures do not sum to total revenue due to segment allocations. Non-GAAP adjusted EPS -- $3.87 per diluted share, up 30% from 2025, with management reporting "significant operating leverage" and "strong credit." Net charge-off ratio -- 7.6%, lowest since 2023, down 100 basis points year over year, with the consumer ratio at 14.3% (down 90 basis points) an Show less Read more
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