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Stock impact report

Enova International Inc (ENVA) Q4 2025 Earnings Call Highlights: Record Growth and Strategic Moves [Yahoo! Finance]

Enova International, Inc. (ENVA) 
Last enova international, inc. earnings: 4/28 04:16 pm Check Earnings Report
US:NYSE Investor Relations: ir.enova.com
Company Research Source: Yahoo! Finance
Portfolio Growth: 23% year over year to $4.9 billion. Small Business Revenue: $383 million, a 34% increase year over year. Consumer Revenue: $446 million, a 3% increase year over year. Net Charge-Off Ratio: 8.3% in Q4, down from the previous year. Marketing Expense: 23% of total revenue in Q4. Adjusted EPS: Increased 33% to $3.46 per diluted share. Adjusted EBITDA: Increased 21% to $211 million. Liquidity: $1.1 billion, including $422 million in cash and marketable securities. Cost of Funds: 8.3% in Q4, down from 8.6% in Q3. Effective Tax Rate: 20% in Q4. Warning! GuruFocus has detected 11 Warning Signs with ENVA. Is ENVA fairly valued? Test your thesis with our free DCF calculator. Release Date: January 27, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript Enova International Inc ( NYSE:ENVA ) reported a strong fourth quarter, with originations increasing 32% year over year to $2.3 billion. The comp Show less Read more
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