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Stock impact report

JPMorgan Raises Essent Group (ESNT) Target as Policy Risk Clouds Consumer Finance [Yahoo! Finance]

Essent Group Ltd. Common Shares (ESNT) 
Last essent group ltd. common shares earnings: 2/14 06:30 am Check Earnings Report
Company Research Source: Yahoo! Finance
On January 9, JPMorgan analyst Richard Shane lifted the firm's price target on Essent Group Ltd. (NYSE:ESNT) to $66 from $65 and kept a Neutral rating on the stock. The move came as JPMorgan updated ratings and price targets across the consumer finance group ahead of Q4 earnings. In his note, Shane pointed to fresh uncertainty tied to President Trump's proposal that would require credit card issuers to cap interest rates at 10% for one year. He said the idea adds near-term volatility for the sector. JPMorgan warned that if such a cap were implemented, it “would fundamentally reshape the card industry,” cutting into issuer profitability and limiting credit access for consumers. Still, the firm described Trump's post as a “high-severity, low-probability risk likely subject to significant legal challenges.” Given the backdrop, the analyst said a defensive stance in consumer finance still makes sense. On the fundamentals side, Essent posted net income of $164 million in Q3 2025, with d Show less Read more
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