New Experian Tool Empowers Financial Inclusion Through Open Banking Insights
EXPERIAN PLC S/ADR (EXPGY)
NASDAQ:AMEX Investor Relations:
experianplc.com/investors
Company Research
Source: Business Wire
Experian’s Cashflow Attributes may improve access to credit for underserved consumers and help enable more informed lending decisions COSTA MESA, Calif.--(BUSINESS WIRE)--Experian® today announced the launch of Cashflow Attributes™, a groundbreaking solution to help expand fair and affordable access to credit, particularly for thin-file and credit invisible consumers. With over 900 income, cashflow and affordability attributes, Experian’s cashflow insights are available now and allow lenders to seamlessly integrate banking data into their decision-making*.A consumer’s credit report is the most effective means to assess lending risk; however, nearly 106 million U.S. consumers are unable to secure credit at mainstream rates either because they are credit invisible, unscoreable by conventional credit scores, or have a subprime or below credit score.1 Layering traditional credit report data with cashflow insights helps create a more detailed view of a consumer’s financial health and cr
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