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Stock impact report

2026 Predictions: The Year AI Reshapes Banking And The Financial System [Forbes]

First Citizens BancShares, Inc. - Class A (FCNCA) 
Company Research Source: Forbes
the fundamental infrastructure that can propel institutions into the next era of banking. Leading a company that delivers AI technology to financial institutions that range from top four banks to credit unions with assets under $100 million, I've watched this transformation accelerate over the past six years. But this isn't just about gaining a competitive advantage or increasing operational efficiency. Done right, AI has the potential to deliver what the financial system has struggled to provide simultaneously: a banking experience that is both safer for banks and better for customers. What I'm seeing in the industry suggests that 2026 can be the year AI goes from pilot to production for institutions. According to recent research from Celent, commissioned by my company Zest AI, two-thirds ( ) of lenders have already completed or will implement GenAI strategies by 2026—a faster adoption rate than previous lending technology innovations, including AI/ML, online lending, mobile lend Show less Read more
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