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Stock impact report

First Financial (FFBC) Q4 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

First Financial Bancorp. (FFBC) 
Last first financial bancorp. earnings: 4/20 04:15 pm Check Earnings Report
US:NASDAQ Investor Relations: snl.com/irw/corporateprofile/100255
Chief Financial Officer — James Anderson TAKEAWAYS Adjusted Earnings Per Share -- $0.80 for the quarter, with adjusted net income of $77.7 million. Adjusted Return on Assets -- 1.52% for the quarter, reflecting profitability measures. Adjusted Return on Tangible Common Equity -- 20.3% for the quarter. Net Interest Margin -- 3.98%, down 4 basis points from the prior quarter; net interest margin projected between 3.94% and 3.99% in the next quarter if a 25 basis point rate cut occurs in March. Total Adjusted Fee Income -- $77.3 million in the quarter, up 5% sequentially and the highest in company history. Wealth Management and Foreign Exchange -- Both segments showed double-digit percentage increases in income versus the linked quarter. Organic Loan Growth -- $131 million or 4% annualized for the quarter, excluding the Westfield acquisition. Average Deposit Growth -- Organic increase of $264 million or approximately 7% annualized, excluding acquired balances. Provis Show less Read more
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