Average U.S. FICO Score Drops to 715 [Yahoo! Finance]
Fair Isaac Corproation (FICO)
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Source: Yahoo! Finance
BOZEMAN, Mont., April 16, 2025 BUSINESS WIRE )--Global analytics software leader FICO (NYSE: FICO), today announced that the national average U.S. FICO® Score stands at 715. This marks a decline of one point from January 2025 and a two-point drop from April 2024, partly driven by the resumption of federal student loan delinquency reporting on U.S. consumers' credit. FICO® Scores power lending decisions for 90% of the top U.S. lenders, serving as the go-to benchmark for assessing consumer credit risk. As consumer behavior shifts, FICO Scores reflect these changes through data reported by the three main credit bureaus. FICO publishes the national average score on a regular basis, providing a pulse on the state of consumer credit in the United States. "FICO remains committed to providing the industry with reliable, independent insights that help lenders make informed decisions and empower consumers to understand and manage their credit," said Tommy Lee, senior director of Scores and
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Earnings
- 11/5/25 - Beat
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- FICO's page on the SEC website