FICO UK Credit Card Market Report: February 2026
Fair Isaac Corporation (FICO)
Last fair isaac corporation earnings: 4/29 04:15 pm
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Source: Business Wire
Balances show signs of stabilising as payment rates trend down, with missed payment balance levels remaining higher than in 2025 LONDON--(BUSINESS WIRE)--The latest credit card data analysis by global analytics software leader FICO (NYSE: FICO) shows the typical recovery in spending following January's post-Christmas decline. However, the structural affordability challenges that defined 2025 remain, with payment rates continuing to trend down and balance levels for accounts with missed payments higher than this time last year. These may increase going forward due to rising energy prices.Key Findings:Spending rose by 5.1% month-on-month to an average of £790Average active balances remained stable month-on-month at £1,940, but were 4.5% higher than February 2025The percentage of the overall balance paid followed typical seasonal patterns, decreasing 1.53% on the previous month to 33.4%Customers missing one and two payments dropped respectively 12% and 8.9% month-on-monthThe percentag
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News
- FICO to Present at Upcoming Investor Conference on May 5thBusiness Wire
- Fair Isaac (FICO) had its "outperform" rating reaffirmed by Raymond James Financial, Inc..MarketBeat
- Fair Isaac (FICO) was given a new $1,549.00 price target by Robert W. Baird.MarketBeat
- Fair Isaac (FICO) had its price target lowered by Needham & Company LLC from $1,975.00 to $1,650.00. They now have a "buy" rating on the stock.MarketBeat
- Fair Isaac Corp (FICO) Q2 2026 Earnings Call Highlights: Record Growth and Strategic Moves [Yahoo! Finance]Yahoo! Finance
FICO
Earnings
- 4/28/26 - Beat
FICO
Sec Filings
- 4/29/26 - Form SCHEDULE
- 4/29/26 - Form SCHEDULE
- 4/28/26 - Form 10-Q
- FICO's page on the SEC website