Austin Capital Bank Announces Launch of Credit Strong
Fair Isaac Corproation (FICO)
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Source: PR Web
AUSTIN, Texas (PRWEB) February 19, 2019 Austin Capital Bank (ACB), a 5-star rated and FDIC-insured independent community bank, today announced the launch of Credit Strong (http://www.CreditStrong.com), the first nationwide credit-building account that combines both an installment loan and an FDIC-insured savings account to help consumers simultaneously build credit and savings."Consumers usually build credit by opening up a credit card and then spending on purchases. By opening a Credit Strong account with us, consumers can instead establish or build their credit by setting aside savings," said Erik Beguin, CEO and President, Austin Capital Bank.Traditional forms of establishing or building credit such as secured credit cards and credit builder loans require a large upfront cash deposit, yet over 40% of Americans don't have enough cash in savings to cover a $400 unexpected expense, according to a recent study by the Federal Reserve. This lack of savings can make building positive cr
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