The Credit Score You Need for a 0% Down Payment Loan [Yahoo! Finance]
Fair Isaac Corproation (FICO)
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Source: Yahoo! Finance
"Zero down loans exist because the down payment is often the biggest barrier to homeownership, not the monthly payment," Steven Parangi , loan expert with Alpine Mortgage Services, tells Realtor.com®. "When structured properly, these loans can be a stepping stone allowing borrowers to build equity, strengthen credit, and move into more traditional financing options down the road." VA and USDA loans are government-backed programs with specific qualification criteria. However, credit scores still play a role because the government does not fund the loans—private lenders do, and they are the ones who assess your finances. A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620. These loans are insured by the USDA and are meant for low- and moderate-income homebuyers who want to buy a home in a rural area. The U.S. Department of Veterans Affairs has no minimum credit score either, but lenders who provide VA
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News
- Why Fair Isaac Corporation (FICO) Stock Is Trading Up Today [Yahoo! Finance]Yahoo! Finance
- FICO Achieves Massive Speedups in Optimization Using NVIDIA GPUsBusiness Wire
- Q3 Earnings Roundup: Fair Isaac Corporation (NYSE:FICO) And The Rest Of The Data & Business Process Services Segment [Yahoo! Finance]Yahoo! Finance
- Fair Isaac Corporation (NYSE:FICO) Reports Q3 CY2025 In Line With Expectations [Yahoo! Finance]Yahoo! Finance
- FICO UK Credit Card Market Report: October 2025Business Wire
FICO
Earnings
- 11/5/25 - Beat
FICO
Sec Filings
- 1/9/26 - Form PRE
- 12/19/25 - Form 4
- 12/17/25 - Form 144
- FICO's page on the SEC website