FICO UK Credit Card Market Report: December 2025
Fair Isaac Corproation (FICO)
Last fair isaac corproation earnings: 4/29 04:15 pm
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Source: Business Wire
Continued financial pressures evident as balances reach highest level since FICO records began LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO):Analysis of credit card data for December 2025 by global analytics software leader FICO shows typical seasonal trends for increased spending. However, balances reached the highest level seen since FICO began analysing credit card data, while payments remained stable. With the start of the new year typically seeing consumers facing the reality of Christmas spending, there’s the potential for increased financial stress at the start of the new year.HighlightsSpending rose by 5.6% from November to December, reaching an average of £830, however it was 3.5% lower than December 2024 continuing the pattern seen since MarchAverage active balances rose to the highest level since FICO records began, up 1.7% on November and 4.8 year-on-year to £1,950The percentage of overall balance paid stabilised at 33.4% in December – 0.1% higher than November but 6.8% lo
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